Instrument · Subscription cost
What your subscriptions really cost.
List what you pay for, weekly, monthly or yearly. See the total a month, a year and a day, and what cancelling any one of them saves you in a year.
Tally Pro: 7-day free trial for new subscribers, then $7.99 a month or $79.99 a year.Renews automatically unless you cancel in iPhone Settings at least 24 hours before the trial or billing period ends.
Your subscriptions, a year
$848
4 subscriptions: $70.65 a month, $847.75 a year. That is $2.32 a day. The biggest is Gym: cancelling it saves $494 a year.
What you pay for
$191.88 a year
$131.88 a year
$29.99 a year
$494 a year
The arithmetic
Every price becomes a yearly cost first: weekly × 52, monthly × 12, yearly × 1. A month is the year ÷ 12 and a day is the year ÷ 365, so weekly and yearly prices compare fairly with monthly ones. Cancelling one saves its whole yearly cost.
- A year15.99 × 12 + 10.99 × 12 + 29.99 × 1 + 9.50 × 52 = $847.75
- A month$847.75 ÷ 12 = $70.65
- A day$847.75 ÷ 365 = $2.32
Every subscription, in one list.
Tally spots the payments that repeat in your transactions and lists them on its Subscriptions screen, with the total a month or a year and what that comes to a day, worked out the same way as this page. Mark one canceled and Tally shows what you are saving each month. Anything it has not found, you can add by hand.
See your subscriptions in TallyFree to download. Tally Pro starts with a 7-day free trial. For iPhone.
Said plainly
This page is a simplification.
- A week is not a quarter of a month. Four weeks times twelve is 48 weeks, and a year has 52. A weekly price × 4 understates the month by about 8%, so this page multiplies by 52 and divides by 12.
- A yearly plan arrives all at once. Here it counts as a twelfth each month, which is right for the year. Note its renewal date: on that day the whole amount leaves your account.
- Free trials turn into payments. Add a trial at the price it becomes, so the total shows what happens if you forget to cancel it.
- Nothing you type here leaves this page. The sums are worked out in your browser. There is no account, and nothing you enter is stored.
Questions
How do I work out what a subscription costs a year?
Multiply the price by how often it is charged in a year: a weekly price by 52, a monthly price by 12. A yearly price is already a year. $15.99 a month is $191.88 a year, and $9.50 a week is $494 a year.
How much do my subscriptions cost a day?
Add up the yearly cost of every subscription and divide by 365. With streaming at $15.99 a month, music at $10.99 a month, cloud storage at $29.99 a year and a gym at $9.50 a week, the year comes to $847.75. That is $70.65 a month, or $2.32 a day.
How do I find all my subscriptions?
Look through the last three months of your bank and card statements for amounts that repeat. On iPhone, open Settings, tap your name, then Subscriptions, for everything billed through the App Store. A yearly charge shows up only once a year, so search the last twelve months for those.
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