Screen 01 / 05
The number, before anything else.
Bills due before payday are reserved before you ever see it. It is not your balance, and it is not a guess dressed up as one.
iPhone · English, Dansk, Nederlands, Français
Tally reads your banks, files every purchase by itself, and tells you what is safe to spend today. In your language, in your currency — even when there are two of them.
Free to download. Tally Pro: 7-day free trial,
then $7.99 / month or $79.99 / year.
$88
Safe to spend today
Tally takes a month of transactions, the bills that have not landed yet, and the budget you set — and returns one figure you can act on. Everything below is the same app, drawn here exactly as it looks on the phone.
The app
Every screen below is drawn here exactly as it is drawn on the phone — the same type, the same numbers, the same colours.
Screen 01 / 05
Bills due before payday are reserved before you ever see it. It is not your balance, and it is not a guess dressed up as one.
Screen 02 / 05
How the month is actually going, with the projection that comes out of it. Four means on track — and on track to land $212 under.
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Money Flow draws the whole month in one picture: what came in on the left, what it turned into on the right. No pie chart, no legend to decode.
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Merchant named, category set, recurring charges recognised from your own history. Correct one and Tally keeps the correction.
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Split what you share by what each of you earns, and settle in one tap. There is no screen in Tally that shows one person's spending to anyone else.
$88
Safe to spend today
Split by income
Shared totals only. There is no screen in Tally that shows one person's spending to anyone else.
Multi-currency
A rent in kroner and a salary in dollars is not two budgets. Tally holds 32 currencies in one plan and converts between them — so the line items stay in the money they were actually spent in, and the total at the bottom is still true.
Show the total in
Nothing is re-typed and nothing is rounded twice. Each line keeps its own currency; only the total is converted, at the rate Tally refreshes every day.
Copenhagen + New York
YNAB states that a budget can hold only one currency. Tally holds thirty-two, in the same plan, at the same time.The reason this app exists
Every currency Tally converts
Four languages
Pick one and watch — the whole page changes, phone screens included, because the whole app does. In Tally, language is a setting you choose, not a guess made from your phone, and the number and date formatting follows it.
The rest of it
More than 12,000 US banks connect through Plaid, read-only. Plaid is the one that holds your bank credentials — they are never typed into Tally.
Straight from Apple Wallet through FinanceKit, with the same one-tap permission every other Apple app uses. No export, no screenshot, no copy and paste.
Subscriptions and bills found in your own history — including the ones that quietly went up, and the ones charging you twice for the same thing.
CSV and bank export files import cleanly, with ready-made presets for banks across the Netherlands, Denmark, Belgium and Ireland.
Lock Screen and Home Screen widgets, a Live Activity while a budget is tight, and Siri when your hands are full: “Hey Siri, what is safe to spend?”
Share a budget with a partner or a household. Split by income, settle in one tap, and keep your own transactions to yourself.
The floor
Money apps reach for words that sound like proof and mean nothing. Below each claim is the phrase we will not use, and why.
US banks connect through Plaid, read-only. Plaid is the party that holds the credentials and the relationship with your bank. Disconnect any bank, any time, from inside the app.
We will not write: a security “level” borrowed from banks. The phrase has no definition, so there is nothing for you to check.
Shared budgets show shared totals and who owes whom. Your own transactions stay yours, even inside a family group. That is a fact about the screens, and you can check it.
We will not write: a promise about what no one, anywhere, can ever see. Nobody can prove a negative that large. We can prove the screens.
Export everything as a file. Delete your account from Settings and it goes with it. Face ID lock and hidden amounts are one switch away in the app.
We will not write: any badge or outside inspection of Tally, because there is none to name. We are a small team that would rather be exact than impressive.
Pricing
Tally is free to download. Tally Pro is the whole thing — bank sync, all 32 currencies, shared budgets, widgets and Siri. One subscription covers up to six people with Apple Family Sharing.
Yearly
$79.99/yr
$6.67 a month · billed once a year
Monthly
$7.99/mo
Billed monthly. Cancel any time.
7-day free trial · Billed through your Apple ID · Cancel in Settings → Subscriptions
Prices in USD; your storefront shows local pricing.
Questions
Tally is free to download. Tally Pro — bank sync, all 32 currencies, shared budgets and the rest — starts with a 7-day free trial, then $7.99 a month or $79.99 a year. Cancel any time in your Apple subscription settings.
US banks connect through Plaid, read-only, across more than 12,000 institutions. Plaid is the one that holds your bank credentials; they are not typed into Tally. Apple Card and Apple Cash come straight from Apple Wallet through FinanceKit. You can disconnect a bank at any time from inside the app.
There is no screen in Tally that shows one person's spending to anyone else. Shared budgets show shared totals and who owes whom — not each other's transactions.
Yes — thirty-two of them. Each line item keeps the currency it was actually spent in, and the totals convert at a rate Tally refreshes daily. A rent in kroner and a salary in dollars live in the same plan.
English, Danish, Dutch and French. Language is a setting inside Tally rather than a guess from your phone, so you can run an English phone in Danish, and the number and date formatting follows your choice.
Yes. Direct bank sync covers US banks today. Everywhere else, transactions import from a CSV or bank export file, with ready-made presets for banks in the Netherlands, Denmark, Belgium and Ireland.
Yes. Tally Pro supports Apple Family Sharing, so one subscription covers up to six people in your family group.