Mint alternatives in 2026: where to go now Mint is gone

What happened to Mint?

Intuit announced in November 2023 that Mint would close and that its users should move to Credit Karma, which Intuit also owns. The first date was 1 January 2024; it was later pushed to 23 March 2024, when Mint shut down for good. Users who agreed could move their linked accounts, net worth history and up to three years of transactions to Credit Karma, Intuit said. Before the closure, Mint also let you save your transactions as a CSV file from the Transactions page on the web, up to 10,000 rows per download.

Two and a half years on, people still search for a Mint replacement, usually because Credit Karma did not turn out to be the budget they had. If you kept that CSV, your history can come with you.

Written by the team that makes Tally. Prices from each app's own pricing page, read on 8 November 2026.

How do the alternatives compare?

Read on each app's own page on 8 November 2026. Offers change, so compare the price after any first-year discount.

Which alternative suits which Mint user?

• You want Mint back, as close as possible: Monarch. It links your accounts, shows net worth and investments beside the budget, and its import was built for Mint's export, mapping Mint's categories to its own. For an all-accounts dashboard it does more than Tally.
• You only want free: Credit Karma, Intuit's own successor. It links accounts and shows net worth, spending and cash flow, but it is built around credit scores and loan offers, not category budgets.
• You want a strict plan for every dollar: YNAB. It asks more of you than Mint did, and one subscription can be shared with up to five other people.
• You live on iPhone and Mac: Copilot Money, which is US only and lets up to three people share an account.
• You pay with Apple Pay and never want to type a purchase: Tally. Each in-store tap logs itself the moment you pay, and the morning number tells you what is left for today after this week's bills.

What does Tally do differently, and what does it not do?

It does: log every contactless Apple Pay purchase in a store as you pay, through a Wallet automation on your iPhone (how it works), even before your bank posts it. Show one number, what is safe to spend today, with the bills due in the next seven days set aside. Read your US bank accounts read-only through Plaid on Tally Pro, and Apple Card and Apple Cash from Apple Wallet. Share a budget with a partner, family or group, and keep 32 currencies in one budget.

It does not: run on Android or the web, and it is not an investment dashboard the way Monarch is. Purchases you make with a physical card or online arrive through bank sync or a file, not at the till.

Apple Pay logging and CSV import and export are in the free version. Tally Pro is $7.99 a month or $79.99 a year, with a 7-day free trial for new subscribers. Starting a family or group needs Pro; the people you invite split and settle in it free.

How do I move my Mint data into Tally?

1. Find the CSV you saved from Mint. It is usually called transactions.csv. If it has exactly 10,000 rows, Mint may have cut it off; any second file you saved by date range imports the same way.
2. Put it in the Files app on your iPhone (AirDrop or iCloud Drive both work).
3. Open the file import in Tally and choose the CSV. Mint's file has a Date, a Description, an Amount that is always positive, and a Transaction Type of debit or credit. Tally reads that last column as the direction, so income stays income.
4. Check the preview. Tally shows the rows before anything is saved. If a column is wrong, point at date, description and amount yourself.
5. Expect your own categories, not Mint's. Tally reads the date, description and amount, and files each purchase into its own categories. Correct one and it remembers.

No Mint file? Download your history from your bank or card instead; export your transactions shows where each bank keeps it.